Cargo Insurance
Provided by "A"
rated Lloyd's of London
Questions? Call Us!
800-541-0700 M-F 9am-5pm PST
800-541-0700
818-735-0494
M-F 9am-5pm PST
4607 Lakeview
Canyon Rd. Ste 341
Westlake Village
California, 91361
Cargo
Insurance Rates
The Cargo Insurance companies group items into categories according to the risk level associated with those items. Higher risk categories have higher insurance rates and different deductibles. The rates for every category are listed in the tables below.The rates are per $100 value of insurance coverage.
INSTANT QUOTE
To get an instant cargo
insurance quote follow the 4 steps below.
You can also call or email for a quote as well.
Toll Free: (800) 541-0700 orinfo@pafinsurance.com
1)Determine Your
Cargo Insurance Value.
This is the total actual replacement cost of your shipment or goods.
You may include freight shipping or moving costs.
2) Determine Your
Cargo Insurance Category
Get Shipping Insurance Quote
What's My
Cargo Insurance Item Category?
Please use the category lookup below to help you. Select any category from the drop down menu below and it's definition will appear in the box beneath it. Choose the category that best describes what your shipping. It is important to select the correct category to ensure you get an accurate insurance quote and proper coverage for your items.
4)Multiply the Rate by Your Insurance Value. Last Step! To calculate your quote/policy cost: divide your insurance value by 100 and then multiply by the insurance rate.
For Example: a policy for basic coverage for a domestic shipment of Computers worth $5000 shipping by Land, would cost $62.50
($5000 divided by 100 = 50 x $1.25 rate = $62.50), see column highlighted yellow in the domestic rates table below.
You can also call or email for a quote as well. (818) 735-0494 or
info@pafinsurance.com
If your calculated
cargo insurance policy cost (according to the rates in the tables below) falls below the minimum charge, your policy cost will be the minimum charge listed below.
BASIC COVERAGE
ALL RISK COVERAGE
There is a $45 Minimum charge for Individuals and a $40 Minimum charge for Commercial Shippers (companies that insure 10 or more shipments per month)
There is a $90 minimum charge for individuals and a $85 minimum charge for commercial shippers.
Please note:
All Risk
coverage is
NOT
available for
FINE ARTS, ANTIQUES
or USED Goods
unless it's Household Goods (residential moves).
For any other category, if the items are used, only basic coverage is available.
To Qualify for All
Risk Coverage, the goods must be:
1) New or used and fully reconditioned to "like new" status by
the
manufacturer (except for household goods in which used items
are
accepted).
2) Professionally packaged by the shipping carrier, moving
company
or a packaging company.
Professionally packaged is defined as
being properly contained for transit. Goods packed by the
owner
are NOT eligible for All risk coverage.
Basic coverage is available for all goods (used, reconditioned
and new) and owner packed goods are acceptable.
If you need All risk
coverage on fine arts, antiques or other used commercial goods,
or coverage for anything excluded, please email us with the
details of your shipment and we will submit a special request to
the insurer and get you a quote. Email: quotes@pafinsurance.com