2. All Risk Coverage
Goods being shipped are insured against All Risks
of physical loss or damage (partial & total loss) resulting
from any external cause while in transit (door to door);
including extended coverage for Loading and Unloading, War,
Strikes, Riots, Civil commotions, Duty, Theft and
Non-delivery of any portion of the shipment (individual
items and/or the entire shipment).
Subject to the Standard terms and any applicable special
commodity terms and deductible listed below.
This is the Broadest All Risk coverage available anywhere,
subject to very few exclusions which are standard in every
cargo policy and considered to be rare; such as terrorism,
nuclear events, radioactive contamination, delay in transit,
improper/unsuitable packaging and willful misconduct by the
For full details of coverage, please view the
Standard Terms listed below.
Most categories have a deductible, which
varies from 1-5% of the total insured value (minimum
$300-500.00 USD), depending on category of goods. Higher
risk items have higher deductibles. Please select the
category applicable to your goods below for specific
deductible. If item not listed below, there is no
This coverage is available for all goods and all
conditions: Used, New and Reconditioned. Underwriter
requires the goods be properly or Professionally Packaged or packed
in the original manufacturer packaging to be eligible
for all risk.
Professionally packaged is defined as being properly
packed for transit by a professional packer whom knows
how to properly pack, box, crate and or palletize goods.
Ie: packaged properly by the shipper, shipping carrier,
moving company or a packaging company.
Owner packed goods are